Because Jack defaulted on his loan, the bank took him to court

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 36 to 42.

   The goal of Internet-based encyclopedia Wikipedia (www.wikipedia.org) is to give everyone on the planet access to information. Like other encyclopedias, Wikipedia contains lots of information: more than 2.5 million articles in 200 different languages covering just about every subject. Unlike other encyclopedias, however, Wikipedia is not written by experts, but by ordinary people. These writers are not paid and their names are not published. They contribute to Wikipedia simply because they want to share their knowledge.

   Encyclopedias began in ancient times as collections of writings about all aspects of human knowledge. The word itself comes from ancient Greek, and means “a complete general education”. Real popularity for encyclopedias came in the nineteenth century in Europe and the United States, with the publication of encyclopedias written for ordinary readers. With the invention of the CD-ROM, the same amount of information could be put on a few computer discs. Then with the Internet, it became possible to create an online encyclopedia that could be constantly updated, like Microsoft’s Encarta. However, even Internet-based encyclopedias like Encarta were written by paid experts. At first, Wikipedia, the brainchild of Jimmy Wales, a businessman in Chicago, was not so different from these. In 2001, he had the idea for an Internet-based encyclopedia that would provide information quickly and easily to everyone. Furthermore, that information would be available free, unlike other Internet encyclopedias at that time.

   But Wales, like everyone else, believed that people with special knowledge were needed to write the articles, and so he began by hiring experts. He soon changed his approach, however, as it took them a long time to finish their work. He decided to open up the encyclopedia in a radical new way, so that everyone would have access not only to the information, but also to the process of putting this information online. To do this, he used what is known as “Wiki” software (from the Hawaiian word for “fast”), which allows users to create or alter content on web page. The system is very simple: When you open the web site, you can simply search for information or you can log on to become a writer or editor of articles. If you find an article that interests you – about your hometown, for example – you can correct it or expand it. This process goes on until no one is interested in making any more changes.

Question: The user of Wikipedia can do all of the followings EXCEPT __________.

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 36 to 42.

   The goal of Internet-based encyclopedia Wikipedia (www.wikipedia.org) is to give everyone on the planet access to information. Like other encyclopedias, Wikipedia contains lots of information: more than 2.5 million articles in 200 different languages covering just about every subject. Unlike other encyclopedias, however, Wikipedia is not written by experts, but by ordinary people. These writers are not paid and their names are not published. They contribute to Wikipedia simply because they want to share their knowledge.

   Encyclopedias began in ancient times as collections of writings about all aspects of human knowledge. The word itself comes from ancient Greek, and means “a complete general education”. Real popularity for encyclopedias came in the nineteenth century in Europe and the United States, with the publication of encyclopedias written for ordinary readers. With the invention of the CD-ROM, the same amount of information could be put on a few computer discs. Then with the Internet, it became possible to create an online encyclopedia that could be constantly updated, like Microsoft’s Encarta. However, even Internet-based encyclopedias like Encarta were written by paid experts. At first, Wikipedia, the brainchild of Jimmy Wales, a businessman in Chicago, was not so different from these. In 2001, he had the idea for an Internet-based encyclopedia that would provide information quickly and easily to everyone. Furthermore, that information would be available free, unlike other Internet encyclopedias at that time.

   But Wales, like everyone else, believed that people with special knowledge were needed to write the articles, and so he began by hiring experts. He soon changed his approach, however, as it took them a long time to finish their work. He decided to open up the encyclopedia in a radical new way, so that everyone would have access not only to the information, but also to the process of putting this information online. To do this, he used what is known as “Wiki” software (from the Hawaiian word for “fast”), which allows users to create or alter content on web page. The system is very simple: When you open the web site, you can simply search for information or you can log on to become a writer or editor of articles. If you find an article that interests you – about your hometown, for example – you can correct it or expand it. This process goes on until no one is interested in making any more changes.

Question: The word “approach” in the third paragraph of the passage means ________.

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 36 to 42.

   The goal of Internet-based encyclopedia Wikipedia (www.wikipedia.org) is to give everyone on the planet access to information. Like other encyclopedias, Wikipedia contains lots of information: more than 2.5 million articles in 200 different languages covering just about every subject. Unlike other encyclopedias, however, Wikipedia is not written by experts, but by ordinary people. These writers are not paid and their names are not published. They contribute to Wikipedia simply because they want to share their knowledge.

   Encyclopedias began in ancient times as collections of writings about all aspects of human knowledge. The word itself comes from ancient Greek, and means “a complete general education”. Real popularity for encyclopedias came in the nineteenth century in Europe and the United States, with the publication of encyclopedias written for ordinary readers. With the invention of the CD-ROM, the same amount of information could be put on a few computer discs. Then with the Internet, it became possible to create an online encyclopedia that could be constantly updated, like Microsoft’s Encarta. However, even Internet-based encyclopedias like Encarta were written by paid experts. At first, Wikipedia, the brainchild of Jimmy Wales, a businessman in Chicago, was not so different from these. In 2001, he had the idea for an Internet-based encyclopedia that would provide information quickly and easily to everyone. Furthermore, that information would be available free, unlike other Internet encyclopedias at that time.

   But Wales, like everyone else, believed that people with special knowledge were needed to write the articles, and so he began by hiring experts. He soon changed his approach, however, as it took them a long time to finish their work. He decided to open up the encyclopedia in a radical new way, so that everyone would have access not only to the information, but also to the process of putting this information online. To do this, he used what is known as “Wiki” software (from the Hawaiian word for “fast”), which allows users to create or alter content on web page. The system is very simple: When you open the web site, you can simply search for information or you can log on to become a writer or editor of articles. If you find an article that interests you – about your hometown, for example – you can correct it or expand it. This process goes on until no one is interested in making any more changes.

Question: The word “brainchild” in the second paragraph of the passage can be best replaced by______.

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 36 to 42.

   The goal of Internet-based encyclopedia Wikipedia (www.wikipedia.org) is to give everyone on the planet access to information. Like other encyclopedias, Wikipedia contains lots of information: more than 2.5 million articles in 200 different languages covering just about every subject. Unlike other encyclopedias, however, Wikipedia is not written by experts, but by ordinary people. These writers are not paid and their names are not published. They contribute to Wikipedia simply because they want to share their knowledge.

   Encyclopedias began in ancient times as collections of writings about all aspects of human knowledge. The word itself comes from ancient Greek, and means “a complete general education”. Real popularity for encyclopedias came in the nineteenth century in Europe and the United States, with the publication of encyclopedias written for ordinary readers. With the invention of the CD-ROM, the same amount of information could be put on a few computer discs. Then with the Internet, it became possible to create an online encyclopedia that could be constantly updated, like Microsoft’s Encarta. However, even Internet-based encyclopedias like Encarta were written by paid experts. At first, Wikipedia, the brainchild of Jimmy Wales, a businessman in Chicago, was not so different from these. In 2001, he had the idea for an Internet-based encyclopedia that would provide information quickly and easily to everyone. Furthermore, that information would be available free, unlike other Internet encyclopedias at that time.

   But Wales, like everyone else, believed that people with special knowledge were needed to write the articles, and so he began by hiring experts. He soon changed his approach, however, as it took them a long time to finish their work. He decided to open up the encyclopedia in a radical new way, so that everyone would have access not only to the information, but also to the process of putting this information online. To do this, he used what is known as “Wiki” software (from the Hawaiian word for “fast”), which allows users to create or alter content on web page. The system is very simple: When you open the web site, you can simply search for information or you can log on to become a writer or editor of articles. If you find an article that interests you – about your hometown, for example – you can correct it or expand it. This process goes on until no one is interested in making any more changes.

Question: The phrase “these writers” in the first paragraph refers to ___________.

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 36 to 42.

   The goal of Internet-based encyclopedia Wikipedia (www.wikipedia.org) is to give everyone on the planet access to information. Like other encyclopedias, Wikipedia contains lots of information: more than 2.5 million articles in 200 different languages covering just about every subject. Unlike other encyclopedias, however, Wikipedia is not written by experts, but by ordinary people. These writers are not paid and their names are not published. They contribute to Wikipedia simply because they want to share their knowledge.

   Encyclopedias began in ancient times as collections of writings about all aspects of human knowledge. The word itself comes from ancient Greek, and means “a complete general education”. Real popularity for encyclopedias came in the nineteenth century in Europe and the United States, with the publication of encyclopedias written for ordinary readers. With the invention of the CD-ROM, the same amount of information could be put on a few computer discs. Then with the Internet, it became possible to create an online encyclopedia that could be constantly updated, like Microsoft’s Encarta. However, even Internet-based encyclopedias like Encarta were written by paid experts. At first, Wikipedia, the brainchild of Jimmy Wales, a businessman in Chicago, was not so different from these. In 2001, he had the idea for an Internet-based encyclopedia that would provide information quickly and easily to everyone. Furthermore, that information would be available free, unlike other Internet encyclopedias at that time.

   But Wales, like everyone else, believed that people with special knowledge were needed to write the articles, and so he began by hiring experts. He soon changed his approach, however, as it took them a long time to finish their work. He decided to open up the encyclopedia in a radical new way, so that everyone would have access not only to the information, but also to the process of putting this information online. To do this, he used what is known as “Wiki” software (from the Hawaiian word for “fast”), which allows users to create or alter content on web page. The system is very simple: When you open the web site, you can simply search for information or you can log on to become a writer or editor of articles. If you find an article that interests you – about your hometown, for example – you can correct it or expand it. This process goes on until no one is interested in making any more changes.

Question: Wikipedia is written by___________.

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks from 31 to 35.

   Why is it that many teenagers have the energy to play computer games until late at night but can’t find the energy to get out of bed in time for school? According to a new report, today’s generation of children are in danger of getting so (31) ________ sleep that they are putting their mental and physical health at risk. Adults can easily survive on seven to eight hours’ sleep a night, (32) ________ teenagers require nine or ten hours. According to medical experts, one in five youngsters gets anything between two and five hours’ sleep a night less than their parents did at their age.

    This (33)________ serious questions about whether lack of sleep is affecting children’s ability to concentrate at school. The concentration between sleep deprivation and lapses in memory, impaired reaction time and poor concentration is well established. Research has shown that losing as little as half an hour’s sleep a night can have profound effects (34)________ how children perform the next day. A good night’s sleep is also crucial for teenagers because it is while they are asleep that they release a hormone that is essential for their “growth spurt” (the period during teenage years when the body grows at a rapid rate). It’s true that they can, to some (35) ________, catch up on sleep at weekends, but that won’t help them when they are dropping off to sleep in class on a Friday afternoon.

Question 35:

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks from 31 to 35.

   Why is it that many teenagers have the energy to play computer games until late at night but can’t find the energy to get out of bed in time for school? According to a new report, today’s generation of children are in danger of getting so (31) ________ sleep that they are putting their mental and physical health at risk. Adults can easily survive on seven to eight hours’ sleep a night, (32) ________ teenagers require nine or ten hours. According to medical experts, one in five youngsters gets anything between two and five hours’ sleep a night less than their parents did at their age.

    This (33)________ serious questions about whether lack of sleep is affecting children’s ability to concentrate at school. The concentration between sleep deprivation and lapses in memory, impaired reaction time and poor concentration is well established. Research has shown that losing as little as half an hour’s sleep a night can have profound effects (34)________ how children perform the next day. A good night’s sleep is also crucial for teenagers because it is while they are asleep that they release a hormone that is essential for their “growth spurt” (the period during teenage years when the body grows at a rapid rate). It’s true that they can, to some (35) ________, catch up on sleep at weekends, but that won’t help them when they are dropping off to sleep in class on a Friday afternoon.

Question 34:

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks from 31 to 35.

   Why is it that many teenagers have the energy to play computer games until late at night but can’t find the energy to get out of bed in time for school? According to a new report, today’s generation of children are in danger of getting so (31) ________ sleep that they are putting their mental and physical health at risk. Adults can easily survive on seven to eight hours’ sleep a night, (32) ________ teenagers require nine or ten hours. According to medical experts, one in five youngsters gets anything between two and five hours’ sleep a night less than their parents did at their age.

    This (33)________ serious questions about whether lack of sleep is affecting children’s ability to concentrate at school. The concentration between sleep deprivation and lapses in memory, impaired reaction time and poor concentration is well established. Research has shown that losing as little as half an hour’s sleep a night can have profound effects (34)________ how children perform the next day. A good night’s sleep is also crucial for teenagers because it is while they are asleep that they release a hormone that is essential for their “growth spurt” (the period during teenage years when the body grows at a rapid rate). It’s true that they can, to some (35) ________, catch up on sleep at weekends, but that won’t help them when they are dropping off to sleep in class on a Friday afternoon.

Question 33:

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks from 31 to 35.

   Why is it that many teenagers have the energy to play computer games until late at night but can’t find the energy to get out of bed in time for school? According to a new report, today’s generation of children are in danger of getting so (31) ________ sleep that they are putting their mental and physical health at risk. Adults can easily survive on seven to eight hours’ sleep a night, (32) ________ teenagers require nine or ten hours. According to medical experts, one in five youngsters gets anything between two and five hours’ sleep a night less than their parents did at their age.

    This (33)________ serious questions about whether lack of sleep is affecting children’s ability to concentrate at school. The concentration between sleep deprivation and lapses in memory, impaired reaction time and poor concentration is well established. Research has shown that losing as little as half an hour’s sleep a night can have profound effects (34)________ how children perform the next day. A good night’s sleep is also crucial for teenagers because it is while they are asleep that they release a hormone that is essential for their “growth spurt” (the period during teenage years when the body grows at a rapid rate). It’s true that they can, to some (35) ________, catch up on sleep at weekends, but that won’t help them when they are dropping off to sleep in class on a Friday afternoon.

Question 32:

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks from 31 to 35.

   Why is it that many teenagers have the energy to play computer games until late at night but can’t find the energy to get out of bed in time for school? According to a new report, today’s generation of children are in danger of getting so (31) ________ sleep that they are putting their mental and physical health at risk. Adults can easily survive on seven to eight hours’ sleep a night, (32) ________ teenagers require nine or ten hours. According to medical experts, one in five youngsters gets anything between two and five hours’ sleep a night less than their parents did at their age.

    This (33)________ serious questions about whether lack of sleep is affecting children’s ability to concentrate at school. The concentration between sleep deprivation and lapses in memory, impaired reaction time and poor concentration is well established. Research has shown that losing as little as half an hour’s sleep a night can have profound effects (34)________ how children perform the next day. A good night’s sleep is also crucial for teenagers because it is while they are asleep that they release a hormone that is essential for their “growth spurt” (the period during teenage years when the body grows at a rapid rate). It’s true that they can, to some (35) ________, catch up on sleep at weekends, but that won’t help them when they are dropping off to sleep in class on a Friday afternoon.

Question 31: